Stop Overpaying to Process Cards &
Upgrade Your POS on Us.

Boost your business profitability with a POS system designed for speed, flexibility, and reliable performance. Central Merchant Services helps you lower transaction costs, eliminate unexpected fees, and streamline payments with innovative solutions, transparent pricing, and reliable local support.

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100%

Satisfaction Rate

18+

Years Experience

1,725+

Satisfied Customers

100%

18+

Years Experience

Satisfied Customers

1,725+

100%

Satisfaction Rate

Smart POS Systems Built for Speed and Simplicity.

Central Merchant Services makes payment processing simple and affordable by helping businesses avoid hidden charges and costly equipment leases. With transparent pricing, personalized support, and advanced POS solutions, we empower businesses to streamline operations, improve efficiency, and increase profitability.

0-Fee Credit Card Processing

Keep every dollar you earn with our compliant cash discount program. Plus, we’ll pay you $1,000 if we can’t offer you a better rate than your current provider.

Virtual Terminal & Invoicing

Send invoices from anywhere with flexible payment solutions, including eChecks, ACH transfers, recurring subscriptions, and QuickBooks integration through Biller Genie, Valor Virtual, or iPOS Pays.

Expand your reach with online ordering, mobile apps, self-service kiosks, and QR code ordering solutions that help you serve more customers while minimizing third-party fees.

Mobile & Online Ordering Tools

Business Capital

Access the capital you need quickly with flexible funding options that help your business maintain healthy cash flow and support long-term growth.

Quickbooks Integration

Integrate QuickBooks with competitive processing rates and hassle-free payment solutions, all while keeping your existing software and workflows intact.

Virtual Terminal & Invoicing

Get faster access to your funds with same-day deposits that strengthen cash flow and help your business operate without interruption.

Hear From Our Real Clients

Real businesses sharing their experiences with our credit card processing and merchant services. Watch the video below to hear directly from our clients and see how we make accepting payments easier for businesses.

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''EC has been a great resource for my business. He took the time to understand what I needed, explained my options clearly, and made getting set up with Clover simple. It’s refreshing to have someone who genuinely cares about helping your business get started and grow.''

— Sarah Q., Business Owner

Why Businesses Choose Central Merchant Services

Paying too much for payment processing shouldn’t be a cost of doing business. Central Merchant Services helps you cut unnecessary fees, streamline transactions, and maximize value with smarter solutions, including 0% processing, ACH and check payments, same-day or next-day funding, customer loyalty programs, and online ordering.

Whatever your industry, we provide the technology, transparent pricing, and personalized support you need to reduce costs and retain more of your hard-earned revenue.

Why Choose Us

Led by Experience.Built on Honesty.

With 10 years of experience as a stockbroker on Wall Street with the May Davis Group on the 87th floor of One World Trade Center, I experienced and survived the tragic events of September 11, 2001. After this life-changing experience, I relocated to Florida and began a new chapter in merchant services. Today, with over 16 years in the industry and more than 1,000 businesses served, I remain dedicated to providing honest advice, personalized service, and reliable Clover payment solutions tailored to each business’s unique needs.

Explore Hardware & Software

Hardware That
Never Slows You Down

Keep your business running smoothly with reliable POS solutions that work as hard as you do. Our technology helps streamline transactions, allowing you to focus on delivering great customer service and growing your business. We provide versatile hardware and software tailored to your business needs.

Built for the Way
Your Business Works

We provide customized payment solutions for businesses across various industries, designed to meet their unique operational needs, enhance customer experiences, and support long-term growth.